Buying Process

Register your property requirements with us so we have a clear idea of your ideal property.

Start viewing properties with one of our experienced negotiators - we recommend booking early viewings to secure a property. Be sure to ask questions and provide feedback to enable us to tailor your search to your exact needs.

Minimise the risk of losing your perfect home to another buyer who is financially prepared by arranging all your finances as early as possible.

If you are not a cash buyer, we advise all our buyers to get their mortgage agreed in principle before you find your property. Your bank or a mortgage advisor will be able help you choose the right mortgage.

Liv Homes is happy to advise any buyer regarding finances.

Find a solicitor to carry out the conveyancing or legal paperwork. Equal to finances, we advise all our buyers to find a solicitor who specialises in conveyancing in the area of your search before you find your property. This way, when your offer has been accepted on a property, you will be ready to instruct your solicitor immediately.

Liv Homes is happy to recommend solicitors that we have worked with in the past and that our buyers have highly recommended.

Once you have chosen your ideal property we will guide you through the offer process step by step.

In accordance to the law, your offer will be submitted to the Vendor within 24 hours verbally and within 48 hours in writing. Once we have a response, it will be duly passed back to you so we can move on the matter either way and help you secure the property for the right price.

If the vendor accepts your offer, instruct your solicitor to act on your behalf. If you are getting a mortgage, instruct your bank or mortgage broker to continue with your mortgage application.

The lender will arrange a valuation/survey on the property. The survey confirms to the lender that the property is structurally sound and the property is worth the amount they will be lending.

Your Solicitor will now be in touch with the Vendor’s Solicitor and continue to do so until both parties are satisfied.

This will involve raising enquiries, checking property details, carrying out searches etc, In the meantime, upon a satisfying valuation, your Mortgage lender will send out a verified Mortgage offer.

Together with your transferred deposit (usually 10% of the agreed sale price) your Solicitor will proceed to exchanging and set a completion date.

You and the vendor will both sign the final contract.

Your deposit is transferred by your solicitor to the vendor’s solicitor’s account.

The completion date is agreed and set (usually a few days or a week after exchange).

The mortgage lender transfers the rest of the money to your solicitor who transfers it to the seller’s solicitor’s account.

You get your keys to your new home!